Before anything else, preparation is the key to success." - Alexander Graham Bell
It's never too early to start planning for your retirement. As your retirement eligibility approaches here are things you can do to help you prepare.

3-5 years before retirement

• Attend an in person pre-retirement seminar or online webinar
• Download a copy of the KPERS Pre-Retirement Guide - KPERS | KP&F
• Find out when you are eligible to retire
• Consider making a service purchase if you have eligible service

1 year

• Calculate a benefit estimate in your KPERS account or request one from KPERS
• Review the beneift payment options:
  KPERS | KPERS 2 | KPERS 3 | KP&F | Judges

6 months

• Review the retirement application & begin gathering necessary documents
• Consider meeting in-person with a KPERS retirement counselor
• At this time, it's good to review your life insurance needs, health insurance options, Social Security benefits, tax withholding requirements and additional retirement income sources

3 months

• Pick your retirement date
• Submit your retirement application, must be received at least 30 days before your retirement date